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| 1 We advise that you visit http://www.johnhancocklongtermcare.com/index.jsp?cid=03089, select your state and click on the Interactive Cost of Care map to determine your necessary monthly benefit. |
| 2 5 years is the length of time your insurance will last if you receive care every day at a cost equal to or more than your daily maximum benefit amount. If your care costs less, your insurance will last longer than the benefit period. The benefit period is used together with your daily maximum benefit amount to calculate your lifetime maximum benefit. If you are on claim for a total of 60 months you will be eligible for a secondary benefit pool of one million dollars. |
| If you have any questions or need assistance, please feel free to contact us at 800.524.4091 or via e-mail at ltc@nesbitagencies.com. |