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Basics

Term Life Insurance Quotes

 

Here's your price.

Play with the sliders to adjust your price, then let's find the best policy.

$

up to $
Estimated MonthlyAnnual Premium This price is not final. We try very hard to produce an accurate price based on your client's unique characteristics; however the insurance companies will make the final decision on price based on their lifestyle habits, lab results, driving record, and health history. Click Compare Policies below to see if this estimated price could change.
Policy Value

$

Duration of Coverage

years

Policy Value
Amount of money your client will leave behind for their designated loved ones. Slide the green dot left or right to adjust the price shown on the right. $10 million is the max policy value displayed online. If you need a bigger policy just call us and we'll be happy to run the numbers for you.

Duration of Coverage
Length of time your client's policy stays in place as long as they continue to make the payments. Level term policies guarantee to pay out a benefit when the policy is in force, and is also guaranteed to not go up in price during the level term period.

$

Policy Value Amount of money your client will leave behind for their designated loved ones. Slide the green dot left or right to adjust the price shown on the right. $10 million is the max policy value displayed online. If you need a bigger policy just call us and we'll be happy to run the numbers for you.

years

Duration of Coverage Length of time your client's policy stays in place as long as they continue to make the payments. Level term policies guarantee to pay out a benefit when the policy is in force, and is also guaranteed to not go up in price during the level term period.
Find Best Policy
Now let's customize the quote. Click Compare Policies and answer a few quick and easy questions. Your client's height/weight, nicotine/tobacco use, common medications, and family history. Just these four attributes will estimate a price right 70% of the time.

How Much Life Insurance Do You Need?

Play with the sliders to see how your loved ones might use your proceeds.

$

up to $

Estimated MonthlyAnnual Premium

Policy value: $

Duration of Coverage: years

This illustrates what $ of coverage could pay for.

How much debt do you want paid off?

$

How much monthly income do your loved ones need?

$

How many years do you want this monthly income to last?

years

First, consider which debt(s) you want erased if you died today (i.e. mortgage, student loans, etc.). Second, consider the net amount of monthly income you want to leave your family. Third, think about how many years you want that monthly income to continue.
Your Build
Tobacco or Nicotine
Heart Health
Family History

Great, we're almost there!

We just need to ask a few health questions to get you a more accurate price.
Don't worry, they're really simple.

Height Your client's height and weight are important, and helps us further identify a more accurate rate.

Weight Your client's height and weight are important, and helps us further identify a more accurate rate.

lbs

Do you use any form of Tobacco or Nicotine?

Tell us if and how often your client uses tobacco or nicotine. Some carriers are more favorable towards tobacco or nicotine users, and the more accurate you are, the better we can match them to the right insurance company.

What type of tobacco or nicotine?

It's important to know what type of tobacco or nicotine your client uses. It makes a difference in the price they may be able to get.

How often do you use tobacco or nicotine?

Life insurance rates very greatly depending on how often your client uses tobacco or nicotine products.

What type of tobacco or nicotine?

It's important to what type of tobacco or nicotine your client previously used. It makes a difference in the price they may be able to get.

How long ago did you quit?

Some life insurance companies are more lenient on tobacco or nicotine use than others. Knowing how long it's been since your client last used tobacco or nicotine will help us determine a more accurate rate.

Do you take Blood Pressure medication?

Life insurance companies have differing views on what blood pressure readings are acceptable. The same is true for blood pressure medication. The more we know the better we can narrow down the best price.
/
Most recent blood pressure reading
(optional)

Do you take Cholesterol medication?

Life insurance companies have differing views on what cholesterol readings are acceptable. The same is true for cholesterol medication. The more we know the better we can narrow down the best price.
Total cholesterol
(optional)
Cholesterol ratio
(optional)

Has any Parent or Sibling been diagnosed with or died from Heart Disease, Diabetes or Cancer?

The medical history of your client's immediate family is considered when life insurance companies determine price. Our goal is to help you find the best match for your client's individual situation. Family medical history helps us determine a more accurate quote.

Which Family Member(s)?

Which condition applies to your mother?

Did your mother pass away from her condition?

When did your mother pass away from her condition?

When was your mother diagnosed with her condition?

Please fill in all fields before saving. Thank you.

Which condition applies to your father?

Did your father pass away from his condition?

When did your father pass away from his condition?

When was your father diagnosed with his condition?


Please fill in all fields before saving. Thank you.

Which condition applies to your brother or sister?

Did your brother or sister pass away from their condition?

When did your brother or sister pass away from their condition?

When was your brother or sister diagnosed with their condition?


Please fill in all fields before saving. Thank you.

To give you the most accurate policy price, please make sure all the information is filled out before submitting. Thank you.

Choose the plan you like best

Your agent will help you get covered.

Send Quote Comparison
Policy Value

$

Duration of Coverage

years

Policy Value
Amount of money your client will leave behind for their designated loved ones. Slide the green dot left or right to adjust the price shown on the right. $10 million is the max policy value displayed online. If you need a bigger policy just call us and we'll be happy to run the numbers for you.

Duration of Coverage
Length of time your client's policy stays in place as long as they continue to make the payments. Level term policies guarantee to pay out a benefit when the policy is in force, and is also guaranteed to not go up in price during the level term period.
Display Prices As:
Most insurance companies give about a 5% discount when the payment is annual. If your client has the means to pay annually, it might make sense for their pocket book to consider choosing an annual payment. Toggle the premiums to see which option is right for your client.

$

Monthly Price Annual Price Estimated price based on your answers to the pre-qualifying questions we've asked so far. Of course, all quotes are subject to underwriting by the life insurance company, and final prices may vary based on your client's medical history, driving record, lifestyle and many other factors.

$

Monthly Price Annual Price The best price we believe your client may be able to get with this company based on the answers you've provided so far. Of course, all quotes are subject to underwriting by the life insurance company, and final prices may vary based on your medical history, driving record, lifestyle and many other factors.
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Policy Info
Value
Duration years
Product
Carrier Specs
Product
Located
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Send Quote Comparison
Policy Value

$

Duration of Coverage

years

Policy Value
Amount of money your client will leave behind for their designated loved ones. Slide the green dot left or right to adjust the price shown on the right. $10 million is the max policy value displayed online. If you need a bigger policy just call us and we'll be happy to run the numbers for you.

Duration of Coverage
Length of time your client's policy stays in place as long as they continue to make the payments. Level term policies guarantee to pay out a benefit when the policy is in force, and is also guaranteed to not go up in price during the level term period.
Display Prices As:
Most insurance companies give about a 5% discount when the payment is annual. If your client has the means to pay annually, it might make sense for their pocket book to consider choosing an annual payment. Toggle the premiums to see which option is right for them.

Great! Let's send the comparison report.

Please review the information you have provided.

Contact Information

Enter the information below.

Client's Profile

Make sure the following is correct:

Name
Zip Code
Gender
Date of Birth
Do you smoke?

Policy Info

Policy Value
$
Term Length
Lowest Premium
$

Health Info

Your Build
, lbs
Tobacco or Nicotine
Blood Pressure
Cholesterol
Family History

Your report has been sent!

Modify your quote if you want to run another quote on the same person, or start over to prepare a quote on a different person.

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